CDs & IRAs

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Certificates of Deposit & IRAs

Invest in a CD or IRA, and watch your money grow

Certificates of Deposit (CDs)
CDs are one of the easiest ways to earn more from your money.

Individual Retirement Account (IRA)

An IRA is a special account that is created specifically for retirement. Please consult with your tax advisor to determine if an IRA contribution or withdrawal is appropriate for you.

CD & IRA Interest Rates

Rates current as of August 13, 2018

TYPE OF PRODUCT MINIMUM DEPOSIT INTEREST RATE Annual Percentage Yield (APY) EARLY WITHDRAWAL PENALTIES
(Minimum $25)
Variable IRA $250 0.25% 0.25% No Penalties
3 Month Fixed CD $250 0.15% 0.15% 181 Days Interest
6 Month Fixed CD $250 0.15% 0.15% 181 Days Interest
12 Month Fixed CD $250 0.25% 0.25% 181 Days Interest
18 Month Fixed CD $250 0.35% 0.35% 365 Days Interest
24 Month Fixed CD $250 0.40% 0.40% 365 Days Interest
30 Month Fixed CD $250 0.45% 0.45% 365 Days Interest
36 Month Fixed CD $250 2.01% 2.03% 365 Days Interest
48 Month Fixed CD $250 1.00% 1.00% 365 Days Interest
60 Month Fixed CD $250 1.25% 1.26% 365 Days Interest

*APY can change at any time. Please contact us for the most up to date rates.

This feature coming soon! To open an account, please contact us at 507-645-5929

More info coming soon!

Our current Mortgage Loan Originators are:
Tim Mergens NMLS #344835
Ken Organ NMLS #461107
Erick Organ NMLs  #460363
Dan Rabe NMLS #462663

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You are leaving Heritage Bank’s website and entering a third-party website. Heritage Bank is not responsible for the content of the site and the security and privacy policies may differ from Heritage Bank’s. You should read and evaluate the privacy and security policies of the site you are entering.

You are leaving Heritage Bank’s website and entering a third-party website. Heritage Bank is not responsible for the content of the site and the security and privacy policies may differ from Heritage Bank’s. You should read and evaluate the privacy and security policies of the site you are entering.

You are leaving Heritage Bank’s website and entering a third-party website. Heritage Bank is not responsible for the content of the site and the security and privacy policies may differ from Heritage Bank’s. You should read and evaluate the privacy and security policies of the site you are entering.

You are leaving Heritage Bank’s website and entering a third-party website. Heritage Bank is not responsible for the content of the site and the security and privacy policies may differ from Heritage Bank’s. You should read and evaluate the privacy and security policies of the site you are entering.