CDs & IRAs
Certificates of Deposit & IRAs
Invest in a CD or IRA, and watch your money grow
Certificates of Deposit (CDs)
CDs are one of the easiest ways to earn more from your money.
Individual Retirement Account (IRA)
An IRA is a special account that is created specifically for retirement. Please consult with your tax advisor to determine if an IRA contribution or withdrawal is appropriate for you.
CD & IRA Interest Rates
Rates current as of March 3, 2020
| TYPE OF PRODUCT | MINIMUM DEPOSIT | INTEREST RATE | Annual Percentage Yield (APY) | EARLY WITHDRAWAL PENALTIES (Minimum $25) |
|---|---|---|---|---|
| Variable IRA | $250 | 0.25% | 0.25% | No Penalties |
| 3 Month Fixed CD | $250 | 0.15% | 0.15% | 181 Days Interest |
| 6 Month Fixed CD | $250 | 0.15% | 0.15% | 181 Days Interest |
| 12 Month Fixed CD | $250 | 0.25% | 0.25% | 181 Days Interest |
| 18 Month Fixed CD | $250 | 0.35% | 0.35% | 365 Days Interest |
| 24 Month Fixed CD | $250 | 0.40% | 0.40% | 365 Days Interest |
| 30 Month Fixed CD | $250 | 0.45% | 0.45% | 365 Days Interest |
| 36 Month Fixed CD | $250 | 0.55% | 0.55% | 365 Days Interest |
| 48 Month Fixed CD | $250 | 0.65% | 0.65% | 365 Days Interest |
| 60 Month Fixed CD | $250 | 0.75% | 0.75% | 365 Days Interest |
*APY can change at any time. Please contact us for the most up to date rates.